Terms and conditions
September 29, 2026
These terms govern your use of pinnstrategies.com and its related content and communications, operated by Phoenix Innovative Strategies (“we”, “our”, “us”). By using the website you agree to them. If you do not agree, please do not use the website.
1. Use of the website
You agree to use this website only for lawful purposes and in a way that does not infringe on or restrict anyone else’s use of it. In particular, you agree not to:
- Engage in any unlawful, harmful or fraudulent activity
- Attempt to gain unauthorized access to any part of the website or its servers
- Use the website in a way that could damage, disable or impair it
We may suspend or end access if we detect misuse.
2. Intellectual property
All content on pinnstrategies.com, including text, logos, icons, images, videos, exhibits and design elements, belongs to Phoenix Innovative Strategies unless stated otherwise. You may not copy, reproduce, distribute, modify or republish it without our prior written consent.
3. Information on this website
The content on this website, including articles, exhibits and assessment results, is for general information and education only. It is not legal, insurance or regulatory advice for your specific situation. We work to keep it accurate but make no guarantee that it is complete, reliable or current, and we are not liable for loss or damage arising from reliance on it or on third-party links.
Phoenix Innovative Strategies is not an insurance broker or agent. We work alongside your broker. Only the regulator assigns a safety rating, and only the insurer sets the premium.
4. Client engagements
Contacting us through this website, by email or by any other channel does not create a consulting relationship. That begins only when both parties sign a written agreement, which sets out the deliverables, timelines and obligations, separately from these terms.
5. Third-party links
The website may link to third-party websites for convenience. We are not responsible for their availability, accuracy or content, and we do not endorse them. Their own terms and privacy policies apply.
6. Limitation of liability
To the fullest extent permitted by law, Phoenix Innovative Strategies and its directors, employees and affiliates are not liable for any indirect, incidental, special, consequential or punitive damages arising from your use of this website or its content, including loss of data, profits or business opportunities resulting from:
- Errors or interruptions on the website
- Unauthorized access to or misuse of data
- Reliance on information provided on the website
7. Indemnification
You agree to indemnify and hold Phoenix Innovative Strategies harmless from any claims, damages, liabilities, costs or expenses arising from your use of the website, your breach of these terms, or your infringement of a third party’s rights.
8. Privacy
Your use of the website is also governed by our privacy policy, which explains how we collect and protect personal information.
9. Termination
We may suspend or end your access to the website without notice if we believe you have breached these terms or engaged in harmful or unlawful activity.
10. Governing law
These terms are governed by the laws of the Province of Québec and the federal laws of Canada that apply there, without regard to conflict-of-law principles. Any dispute arising from them is subject to the exclusive jurisdiction of the courts of the judicial district of Montréal.
11. Changes to these terms
We may revise these terms from time to time. The current version is always on this page, with the date of the last update. Continuing to use the website after changes are posted means you accept them.
12. Contact us
Questions about these terms: info@pinnstrategies.com · 514-713-8214 · Phoenix Innovative Strategies, 8864 Rue Cure-Legault, LaSalle, Montréal, Québec H8R 2W1, Canada.